Lowe’s Advantage Card

The first credit card and the most common is the Lowe’s Advantage Card. This particular credit card is offered to everyone. Unlike their business credit card, the Lowe’s Advantage Card is their credit card for the general populous.

This Lowe’s credit card is handy to have as it offers you a five-percent discount on whatever you buy each time you make a purchase. There are a few exceptions, of course, but this means that you get this discount off most of your purchases. This alone can save hundreds of dollars in a year.

Along with this, it also offers you six months special financing if your purchase is over $300. This means that you’ll be paying equal amounts over a six-month period with a fixed interest rate. Usually, their interest rates for this option can be high.

However, Lowe’s does offer a wonderful clause in this option. If you pay back the total in full before the six-month period ends, you are not charged the interest rates. This is great for anybody who is expecting to have the money in the future but is short a few dollars at the time of the purchase.

The last thing that the Lowe’s Advantage Card offers you is special financing on projects of $2,000 or more. We all undertake home projects where we need plenty of supplies. Things from paint to lumber can drive our bill up high.

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